Our Portfolio lenders make their own loans and keep all of their own loans for servicing, so they do not have to conform to Fannie Mae and Freddie Mac rules. If your loan conforms we can do your loan with a conforming Fannie Mae/Freddie Mac lender, if not we still have the options below
With our careful manual underwriting, willingness to make exceptions, and make-sense approach to sophisticated borrowers, loans were declined may be able to close. We can approve.
ONE OR MORE OF THESE EXCEPTIONS ON LOAN AMOUNTS AS LOW AS $300,000 …
The “grey area” is where we do some of our best work!
Portfolio Niche Highlights…
Below are two very powerful underwriting techniques Fannie/Freddie underwriting excludes, but which we offer to help clients leverage either their personal assets in lieu of current income OR use another property they own to achieve a lower down payment (Pledged Assets) OR help with equity requirements (Cross Collateralization).
*Contact me for full Pledged Assets guidelines: dollar amount required will depend on type of account pledged. Retirement accounts may NOT be pledged.
*Contact me for full Pledged Assets guidelines: dollar amount required will depend on type of account pledged. Retirement accounts may NOT be pledged.
Contact Information
Corporate Office Phone: (509) 359-9149
Email: info@loanfox.com
Address: 4811 N Market St., Spokane, WA 99217
Contact Information
Corporate Office Phone: (509) 359-9149
Email: info@loanfox.com
Address: 4811 N Market St., Spokane, WA 99217
Business Hours
Please Click Here or refer to www.nmlsconsumeraccess.org to see where Loan Fox Inc. ( NMLS# 1926496. ) is a licensed lender.
In all jurisdictions where licensed, the principal (Main) licensed location of Loan Fox Inc. is 4811 N Market St
Spokane, WA 99217 Phone: Toll free
855-400-2906 or Local
509-359-9149